How SH Schweizer Hypotheken AG collects, uses and protects your personal data in accordance with Swiss data protection law.
www.schweizerhypotheken.ch and www.schweizerhypotheken.com and www.shswiss.com respects the privacy of all users of the website. These data protection provisions form the basis for the processing of personal data and provide information on the type of user data collected from customers by SH Schweizer Hypotheken AG, how SH Schweizer Hypotheken AG uses this data and what rights customers are entitled to. SH Schweizer Hypotheken AG complies with the applicable data protection laws and processes the personal data solely for the purposes for which the data was transmitted.
These data protection provisions are adapted, supplemented or amended from time to time. With each new call or visit to the website, the current, retrievable version applies.
In the event of any inconsistency between this Privacy Policy and any otherwise applicable contractual or business terms of SH Schweizer Hypotheken AG, the provisions of this Privacy Policy shall prevail.
Processing of personal data means any handling of personal data, such as collecting, using, storing, disclosing, transmitting or deleting the data.
On the one hand, SH Schweizer Hypotheken AG automatically collects personal data when the client interacts with the website or uses the online shop. On the other hand, personal data is collected automatically or manually, which a client provides (e.g. by contacting us, creating a user profile or customer account).
When visiting the SH Schweizer Hypotheken AG website, statistical visitor data is automatically collected on which parts of the web offer are visited by the client. Each time a website is accessed, the web server automatically saves a so-called server log file, which contains, for example, the name of the requested file, the client's IP address, the date and time of the access, the browser used, the operating system, the amount of data transferred and the requesting provider (access data) and documents the access. In this context, it is sometimes necessary to use so-called cookies (cf. section 4 below).
This access data is evaluated solely for the purpose of ensuring trouble-free operation of the site and improving our services.
SH Schweizer Hypotheken AG does not automatically collect personal data, such as the name, address, telephone number or e-mail address. Personal data are collected if a customer voluntarily provides them in the context of contacting SH Schweizer Hypotheken AG (e.g. via contact form or e-mail). Mandatory fields are marked as such, as SH Schweizer Hypotheken AG requires the data in these cases for the execution of the communications or for processing the contact and without their specification the contact cannot be sent.
The legal basis for the collection and processing of the personal data depends in each individual case on the purpose of the data processing. In particular, the following come into question:
The visitor may revoke his/her consent at any time by sending a corresponding message to the contact details described below. The legality of the data processing already carried out remains unaffected by the revocation.
SH Schweizer Hypotheken AG may use cookies to continuously improve the website. Cookies are small pieces of software information that are stored on the client's computer hard drive by web browsers to facilitate the use of the website.
Some of the cookies used by SH Schweizer Hypotheken AG are deleted again at the end of the browser session (so-called session cookies). Other cookies remain on the end device and enable SH Schweizer Hypotheken AG to recognise the visitor's web browser on the next visit (so-called persistent cookies). Most web browsers automatically accept such cookies, but can be configured not to accept or store cookies. However, if cookies are disabled, the functionality of the website may be limited.
The anonymised data, which is recorded by means of cookies when the SH Schweizer Hypotheken AG website is called up, can be used for web analysis purposes, to optimise the website and to measure performance. SH Schweizer Hypotheken AG may use third-party providers for this purpose, some of which have their own data protection regulations over which SH Schweizer Hypotheken AG has no influence.
Provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google evaluates the use of the website in order to compile reports on website activities. The IP address transmitted by the customer's web browser as part of Google Analytics is not merged with other Google data. The information generated by cookies about the use of the website is usually transferred to a Google server in the USA and stored there.
Provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Within the framework of Google AdWords, SH Schweizer Hypotheken AG uses conversion tracking. When the customer clicks on an ad placed by Google, a cookie is set for conversion tracking. These cookies lose their validity after 30 days at the latest and do not serve to identify the customer.
Provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. SH Schweizer Hypotheken AG uses Google Maps to visually display geographical information. When using Google Maps, Google transmits or processes data about the use of the Maps functions by website visitors, including in particular the IP address and location data. SH Schweizer Hypotheken AG has no influence on this data processing.
SH Schweizer Hypotheken AG may use social media plugins from social networks such as Facebook, Instagram or Twitter on the website. When the visitor calls up a website that contains such a plugin, the web browser establishes a direct connection to the servers of the respective social network. By integrating the plugins, the providers receive the information that the visitor's web browser has accessed the corresponding SH Schweizer Hypotheken AG website, even if the visitor does not have a profile with the corresponding social network or is not currently logged in.
These social networking platforms have their own data protection regulations over which SH Schweizer Hypotheken AG has no influence. If the visitor does not want any of these plugins to be loaded, it is recommended to log out of the corresponding social networks.
If the visitor would like to receive a newsletter offered by SH Schweizer Hypotheken AG, SH Schweizer Hypotheken AG requires an e-mail address of the visitor and other information that allows the verification that the visitor is the owner of the specified e-mail address and agrees to receive the newsletter (so-called "double-opt-in" procedure).
The personal data entered in the newsletter registration form is processed on the basis of the client's consent, which the client may revoke at any time for the future. The revocation takes place either via the "unsubscribe" link in the newsletter, written notification by the client to SH Schweizer Hypotheken AG at the address listed below, or by unsubscribing in the client account. SH Schweizer Hypotheken AG uses the personal data collected for the design of the content and the dispatch of the newsletter. It is not passed on to third parties for their own (advertising) purposes.
SH Schweizer Hypotheken AG will not disclose the personal data of clients to third parties. The exception to this is if the client has agreed to the disclosure of the data to companies that are not affiliated with SH Schweizer Hypotheken AG or if SH Schweizer Hypotheken AG is required to do so by law, by the authorities or by the courts.
Furthermore, if service providers are used to support SH Schweizer Hypotheken AG in the processing of data, the administration of the website or in the provision of products and services requested by the client, these third parties are obliged to maintain the same level of security and data protection as www.schweizerhypotheken.com.
Unfortunately, the transmission of data via the Internet is not absolutely secure. SH Schweizer Hypotheken AG works together with service providers and internet providers who take appropriate technical and organisational security precautions to protect the personal data of the clients. However, SH Schweizer Hypotheken AG cannot guarantee the security of the data transmitted by the visitor. Any data transmission is therefore at the client's own risk.
Every customer is free to inform SH Schweizer Hypotheken AG at any time — for example in an e-mail — that the personal data should not be used for contacting in the future. Participation in the special services of the SH Schweizer Hypotheken AG website, such as the newsletter service, can also be revoked at any time.
In addition, it is possible to obtain information on the processing of the data or to request a copy of the personal data collected via the SH Schweizer Hypotheken AG websites.
If a customer has any questions about this privacy policy or data protection, he or she can contact SH Schweizer Hypotheken AG using the following contact details:
Should individual provisions or parts of these data protection provisions prove to be void or ineffective, this shall not affect the validity of the remaining data protection provisions.
The place of jurisdiction is Zurich and the applicable law is that of Switzerland.